Your points are worth more than you think
Most travelers earn miles faithfully, then cash them in for a fraction of what they’re worth. A Farholm consultation turns those balances into the trip you actually want — in the cabin and on the dates you’d never book with cash.
There’s a quiet gap between earning points and using them well. The dashboards are confusing, award space appears and vanishes, transfer partners change overnight, and the options shown first are rarely the best ones. We spend our time in that gap — so a balance you’ve been sitting on for years can become a lie-flat seat to Tokyo, a week somewhere you’d never have splurged on, or simply a long-haul flight that doesn’t cost you a paycheck.
What it is
A plan built around your balances
A points consultation is a focused, one-on-one session built entirely around what you hold and where you’d love to go — not a generic “best cards” list pulled off the internet. You tell us your balances and your goals; we map the most valuable way to get there and hand you a plan you can actually act on.
We work across the whole landscape: transferable bank currencies, every major airline alliance, and the hotel programs worth your points. The aim is never to chase a clever trick for its own sake — it’s to get you the trip that matters, for the fewest points and the least friction.
What a consultation covers
- A full audit of your points and miles across credit cards, airlines, and hotels
- Which transferable currencies you hold — American Express Membership Rewards, Chase Ultimate Rewards, Capital One, Citi ThankYou, Bilt — and where each is worth the most
- Sweet-spot award routes, and the transfer partners that quietly unlock them
- Premium-cabin and award-availability strategy: where to look, when to book, and how far ahead
- Hotel redemptions across Marriott Bonvoy, Hilton Honors, World of Hyatt, and IHG
- An earning plan going forward, matched to how you actually spend and travel
- Straight talk on fees, fuel surcharges, and looming devaluations to redeem around
How it works
Three steps, start to boarding pass
Tell us the goal
A dream trip, a route you keep pricing out, or simply “help me finally use these.” You don’t need to know the answer — that’s our job. A rough idea is plenty to start.
Share your balances
You send us what you’re holding and how you tend to spend — never card numbers, logins, or passwords. We do the digging across programs and transfer partners.
Get your plan
A clear, written redemption plan: the routes, the transfers, the timing, and the trade-offs, spelled out. Book it yourself, or we’ll walk you through every step.
Who it’s for
You’ve earned them. Let’s spend them well.
- Travelers sitting on a big balance they’ve never confidently used
- Anyone holding transferable points and unsure where they go furthest
- Couples and families pooling points toward one trip that counts
- Frequent flyers who want a smarter earning strategy — not just another card
- Anyone who’s opened an award search, felt the overwhelm, and closed the tab
Advice that’s on your side
No upsells, no agenda
We’re not in the business of pushing whichever card pays the biggest referral. Every recommendation is built around your trip and your spending — and if the smartest move is one you can already make with the points in hand, that’s exactly what we’ll tell you.
Consultations are a dedicated, standalone service. Reach out and we’ll share current pricing and precisely what’s included before you commit to anything.
Let’s see what your points can really do.
Tell us roughly what you’re holding and where you’d love to end up. We’ll take it from there — no commitment to start the conversation.
Book a Consultation →